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Reasons to consider Environmental Insurance from AIG

There are about 2 000 environmental incidents in Sweden each year involving chemical substances that are harmful to the environment, flora and fauna, and even to human health. In many cases fire distinguishes water, which may contain many different hazardous compounds from the fires, can cause negative impacts to groundwater and the environment. Accidents often occur quickly and unpredictably, and the impact on the environment can be acute as well as gradual.

Local expertise

With the largest underwriting team in Europe and high capacity, AIG can provide expert decision making and added value risk engineering services.

Features & Benefits

AIG EnviroPro offers a broad protection in the event of pollution-related environmental damage caused by insured activities within the property – with a local or international geographical scope

  • Environmental Liability Directive (ELD): our insurance provides cover for provisions of the ELD including ‘biodiversity’, complementary and compensatory remediation, defence and mitigation costs.
  • Tailored solution to meet clients specific needs.
  • Sudden and accidental and gradual pollution: our environmental policies do not distinguish between sudden & accidental and gradual pollution.
  • Changing legal environment: Policies cover changes in legislation to keep up with rapidly evolving legislation.
  • Worldwide Capabilities: Access to local Environmental underwriting expertise and the ability to underwrite in local language.
  • Multiyear policy terms available: Multi-year options in order to include project under one policy.
  • Flexible solutions: Blanket and/or specific project coverage.

Cover

  • First and third party clean-up costs
  • Sudden & accidental and gradual pollution
  • Biodiversity Damage
  • Third party bodily injury and property damage
  • Legal costs
  • Investigation costs
  • Transportation (optional)
  • Contractors operation cover (optional)

Contractors Pollution Liability

Contractors Pollution Liability (CPL) provides comprehensive protection for contractors, site owners and developers against pollution releases, whether sudden & accidental or gradual, caused by new pollution conditions or the exacerbation of existing pollution conditions.

Consultants or contractors performing hazardous operations, or operating on contaminated sites. Policies can also be taken out by clients on behalf of contractors.

  • Contractor’s operations cover: Covers contractor’s operations performed at a job site by the Insured or others for whom the Insured is legally obligated.
  • Environmental Liability Directive (ELD): our insurance provides cover for provisions of the ELD including ‘biodiversity’, complementary and compensatory remediation, defence and mitigation costs.
  • Sudden and accidental and gradual pollution: our environmental policies do not distinguish between sudden & accidental and gradual pollution.
  • Changing legal environment: Policies cover changes in legislation to keep up with rapidly evolving legislation.
  • One environmental coverage: For complex risks and to meet contractual requirements, AIG takes a flexible approach to ensure the client’s needs are met.
  • Worldwide Capabilities: Access to local Environmental underwriting expertise and the ability to underwrite in local language.
  • Multiyear policy terms available: Multi-year options in order to include project under one policy.
  • Flexible solutions: Blanket and/or specific project coverage.

Cover

  • Contractor operations cover
  • Sudden & accidental and gradual pollution
  • Clean-up costs
  • Biodiversity Damage
  • Third party bodily injury and property damage
  • Legal costs